

Today, lawsuits are everywhere ... Juries are awarding
larger amounts of money than ever. Homeowners, auto, and watercraft policies have a limit on liability insurance. If an unfortunate accident should happen that is your fault, do you have enough liability insurance from your current policies to cover your costs for negligence? Since no one can predict how much a judge may award the injured person, umbrella insurance is not just for the wealthy anymore, but a needed protection for every policyholder.
Umbrella insurance is designed to give you added liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies. With an umbrella policy, depending on the insurance company, you can add an additional 1 to 5 million dollars in liability protection. This protection is designed to “kick-in” when the liability on other current policies has been exhausted.
A personal liability umbrella insurance policy can give you added liability protection without a large added cost. Additional liability insurance is often inexpensive, especially compared to the added coverage you gains. Furthermore, liability insurance covers your non-business activities anywhere in the world. Having the added protection of a liability umbrella policy is coverage no one should go without.

828 Sullivan Ave.
P.O. Box 903
South Windsor, CT
860-644-2534
Fax: 860-644-8500
Toll Free:
888-404-3111
Proverbs 16:8
"Better a little
with righteousness...
Than much gain
with injustice"
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All written materials ©2009 by TM Burgess Insurance Co