Personal Retirement IRA's
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828 Sullivan Ave.
P.O. Box 903
South Windsor, CT
860-644-2534

Fax: 860-644-8500

Toll Free:
888-404-3111
Proverbs 16:8
"Better a little
with righteousness...
Than much gain
with injustice"
Retirement planning is essential ...  to securing a level of comfort for you and your family when you retire. The most important steps to a happy retirement are saving and investing your money. Whether you want to travel, pick up a new hobby, or just relax in your retirement, it's important to plan for those "golden years".

We can help you plan for your retirement years with a wide variety of investment vehicles and insurance products as shown below  
IRAs  
  • Individual Retirement Accounts were established by the federal government to encourage people to save for their retirement by providing a variety of tax advantages.  
Traditional IRA  
  • Contributions up to $2,000 annually may be deductible, and your earnings are not taxed until you start withdrawing money.  
Roth IRA  
  • For many people, a Roth IRA may offer greater tax savings and withdrawal flexibility than a traditional IRA. Eligibility depends on income.  
Annuities  
  • Annuities can provide a series of payments that typically start at retirement and continue for the rest of the contract owner's life. Annuities can provide retirement income for either a fixed period of time or for the rest of an annuitant's life. Retirement income payments can begin immediately with the purchase of an annuity or be deferred to some time in the future.  
Long Term Care  
  • Long-Term Care has been defined as "medically necessary assistance, recommended by a physician for the treatment of a chronic illness or debilitating injury on a long term basis. Recovery is usually not expected. Care is oriented toward helping a person function, not toward a cure."
  • Long-term care is typically not covered by your health plan, disability coverage or Medicare. Medicaid does cover long-term care, but only after you have used up your assets paying for care.

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